“What woman would buy a [separate insurance] plan for an unplanned pregnancy?”
Abortion-rights supporters say the change would likely prevent any insurer who sells policies on the new government insurance exchanges from covering abortions, regardless of whether the purchaser is using a tax credit. […]Private plans inside the exchange would still be able to sell policies that cover abortion to anyone who isn’t getting a tax credit. But they would have to create a special policy for that group. Insurers may be reluctant to do so because it could complicate how they pool risk and force them to label policies in a way that could draw attention from abortion opponents.
Those who receive an insurance subsidy and want coverage for abortion would need to buy a separate rider policy. “What woman would buy a plan for an unplanned pregnancy?” said Ms. Rubiner of Planned Parenthood. She said only a handful of states currently allow for such a policy.
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